San Diego


  • Connector.

    Insurance Bundles

    Save time, money, and hassle by having your options under one roof. Let us handle any complicated changes to your policies.

  • Connector.

    40+ Years In San Diego

    We have decades of experience helping our neighbors here in San Diego. We are here to help answer your questions and find you the best policy

  • Connector.

    Competitive Options

    Insurance carriers have different specialities. Let us help by making quality carriers compete for your business in all every policy type.

San Diego Insurance Services

We at KM Insurance Services know that in San Diego, there are as many unique insurance needs as we are your neighbors!

We believe in bridging the gap between the traditional “old world” of insurance and the expectations of modern clients–creating an experience that is solidified with excellent carriers and coverage while also being simple, accessible and interactive.

We provide one-on-one care and custom plans that are tailored to each of our clients to help them save time, money, and hassle.


Vehicle Plans


Get the right insurance coverage for your car, truck, van or other vehicles.

RV & Mobile Home

Home insurance for your home-on-the-road.


Ride safe and insure your motorcycle.


Insurance coverage for the captain of the ship.

ATV & Motorsport

Insurance policies that cover all your toys.

Collector Auto

Your classic car is an icon. Insure it well.

Real Estate Plans


Insurance protection for your most valuable asset.

Condo / Co-op

Condos have special needs – make sure your insurance is right!


Inexpensive insurance options that make sense for renters.


Renting your home? Protect yourself with landlord insurance.

Earthquake Insurance

Specialized insurance coverage for when an earthquake strikes.


Insurance protection that covers what many homeowner’s policies don’t.

Commercial & Business Plans

General Liability

Broad insurance coverage for your business & activities.

Professional Liability

Protect your business with insurance for your commercial property.

Workers’ Comp

Insurance coverage that helps you take care of your employees.

Business Umbrella

Insurance coverage that helps protect your business from the rising costs of lawsuits.

Vehicle & Ridesharing

Cover your business with insurance for commercial vehicles.

Investor Properties

Protect your business with insurance for your commercial property.

Assorted Plans

Life & Term

Life insurance coverage with a long-term investment. Help keep your family secure.


Extra insurance protection for the unforeseen.


Insurance coverage that helps take care of you.


Get the right insurance coverage for your car, truck, van or other vehicles.


Get the right insurance coverage for your car, truck, van or other vehicles.


Need insurance for something not listed? Contact us and ask!

“Great service, Nora is the best, I highly recommend her. She answered all of my questions and managed to saved me lots of money with a creative bundle plan. ”
James Emery

“Parker was personable, considerate, and efficient. He acted immediately when we had a claim and needed quick action.”
Stephanie Wong

“I am now covered as a professional house flipper for both my personal property and investments. Could not be happier with the stress free service”
Jane Gillman

Discover which plan is right for you

Let’s work together to make insurance easy

Get in touch